善良温厚的销售员埃利奥·布兰德（马克·韦伯 Mark Webber 饰）与黑人女孩谢尔比（卢蒂娜·卫斯理 Rutina Wesley 饰）相知相恋，二人筹划走入婚姻殿堂，同时即将迎来新生命的降临，此外他还要照顾年迈的父亲和低智的弟弟麦克（德文·格拉耶 Devon Graye 饰），原本财务吃紧的他又面临着被裁员的命运，这残酷的现状令他烦恼之际。就在某个夜晚，一通奇怪的电话打了进来，对方似乎了解埃利奥的一切，而且无比诚挚地邀请他参加名为“千种之星”的挑战，只要他能成功闯过13道难关，就有机会赢得高达620万美元的奖金。埃利奥将信将疑尝试了手抓苍蝇和吃苍蝇的两项挑战，谁知随后竟真的有两笔钱先后入账。 然而随着奖金逐渐升级，挑战的难度也越来越大，回过神来的埃利奥已经无法抽身……
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