华尔街一间热闹的信托银行，某日突然闯进了4名劫匪，挟持了包括银行员工在内的50名。这伙匪徒是在他们的首领道尔顿（克里夫•欧文 Clive Owen 饰）的远程指挥下行事的。道尔顿心思紧密、狡猾多疑，他让人质都穿上和匪徒一样的服饰，戴上和匪徒一样的面罩，以此来迷惑警方的狙击手和特种部队。警方一时亦无可奈何。 奉命到场的探长弗雷泽（丹泽尔•华盛顿 Denzel Washington 饰）试图和道尔顿取得沟通，让他释放人质。然而却被道尔顿玩弄于股掌之中。此时，银行的董事阿瑟也赶到了现场，密切关注案情进展。然而他关心的不是人质安全，却是他的隐秘。 随着时间慢慢过去，匪徒除了简单的要求外都没有提出其他要求，基辅感到内有乾坤……
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